The changes are part of transitional measures designed to mitigate the impact of the reform on workers already involved in the social security system, including the points system. This is reported by
Brasil 247, a partner of TV BRICS.

Under the transitional rules in place for workers who entered the market before 2019, the points system applies. Eligibility for a pension is determined by the number of accumulated points, which increases annually. For example, by 2033, women must accumulate 100 points and men 105 points.

For workers who started working after 2019, the following rules apply: women must have 30 years of contributions and reach a minimum age of 62, while men must have 35 years of contributions and reach a minimum age of 65.

According to lawyer Joao Badari, who specialises in social security law, in 2024 men must have 101 points and women 91 points. This means that, for example, a man with 35 years of work experience and age 64 or a woman with 60 years of work experience and 31 years of Social Security contributions would qualify.

In addition, the minimum retirement age will be increased from 2024, rising by six months each year. Next year, women will have 58 years and six months to retire and men will have 63 years and six months to retire. The age limit is 62 for women (reached in 2031) and 65 for men (reached in 2027).

Badari emphasises that the decisive factor is the length of service, which must be at least 35 years for men and 30 years for women. The rest of the indicators are determined on the basis of age.

Another significant change in 2024 relates to the age transition rule, which has remained stable since 2023. Thus, this year the minimum age for women is 62 with 15 years of service.

In terms of pension calculation, the transition rules set a coefficient of 60 per cent of the full pension for 15 years of contributions for women and 20 years for men, with an increase of 2 per cent for each additional year.

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